The median monthly cost of assisted living in Montana is around $5,000, according to A Place for Mom’s internal data from its brand partners. This figure is about on par with the national median monthly cost of assisted living across the country at $4,807.
When looking at the cost of senior living, it’s a good idea to look at median costs instead of average costs. This is because median costs normally aren’t influenced by extreme values, such as luxury communities with tons of amenities or simple, budget-friendly communities. That said, prices vary in Montana, with the lower 10th percentile monthly cost landing at approximately $3,100, while the 90th percentile monthly cost is around $7,500 per month.
The cost of assisted living varies depending on many factors. Typically, pricing also takes into account the level of care required by a resident. Other factors may include the following:
Assisted living communities in Montana tend to cost more in larger towns, such as Billings or Helena, than in smaller cities and surrounding rural areas. It may feel like sticker shock when looking at the prices of assisted living in Montana. But while these costs may seem expensive, some Montanans may qualify for Medicaid or Medicare to help pay for assisted living. These programs can reduce the cost of assisted living by covering some qualified care services for eligible participants.
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It’s vital to plan ahead and be prepared for assisted living costs. Your loved one may be able to use both private and public pay options to cover long-term assisted living costs. In the sections below, you’ll learn about the different ways seniors typically pay for assisted living costs in Montana. You can discover even more about payment options for assisted living by visiting our complete guide to paying for long-term care.
Many seniors begin by using private pay options to cover the expenses of assisted living in Montana.
Your loved one can free up money to pay for assisted living by selling their home in Montana. Selling a house
As a homeowner in Montana, a senior may be able to access equity through a reserve mortgage to pay for assisted living. Reverse mortgage
Ask your loved one if they have a health savings account (HSA), because it may cover the cost of certain medically necessary care services in an assisted living community in Montana. Health savings accounts (HSAs)
Does your loved one have a life insurance policy? If so, there are ways for them to leverage it to cover their assisted living expenses in Montana. Life insurance
For Montana’s seniors, a long-term care insurance policy can potentially pay for at least some of their assisted living costs. Long-term care insurance
Social Security benefits may help Montana’s older adults cover their monthly assisted living costs. Social Security benefits for assisted living
It was a good solution for us and we would recommend it. We chose it because of availability to meet my dad's need at the time he needed a place.
What we like the most about The Springs at Bozeman is the staff, they are so friendly. There are also many different activities for the residents to participate in. It is a place of honor and it allows the...
We picked this community because it was the only one in Missoula. They are understaffed and overworked. Can't find people to work. They have a bus for appointments, charged a $[removed] fee, but cannot...
It was a good solution for us and we would recommend it. We chose it because of availability to meet my dad's need at the time he needed a place.
My loved one was previously a resident at Canyon Creek. We should have had him there from the beginning. The staff is very attentive and took the time to learn about my loved one and his tendencies. The...
The staff is awesome. Everybody is so friendly. The meals are delicious. I've had lunch with mom a couple of times. The activities seem great. I would definitely recommend this facility to others.
This is the nicest place your loved one could live. Very beautiful and classy. Lots of regular activities for the residents. Staff learned my mom's name and interests very quickly. A safe, comfortable...
My Grandma likes it here and we are more than happy with the staff. All of the staff members have a smile on their face and always seem so pleasant. We’ve never had any trouble finding someone to help us....
I placed my mother in law at the Rainbow Senior Living and she loved it. The administration helped fill out all her proper paperwork to help set her up with medications, and medicaid. The meals provided...
My friend was not probably the easiest resident, but they did an amazing job with him. When I was there and saw how they interacted with him and the other residents, they never lost temper or got snippy with...
During the time our loved one was there our interaction with the administrator was very good, she was very professional and hopeful. When it came to the meals our loved one did say the portions were to big,...
Timber Creek Village was an amazing discovery for our family and we have been very pleased with the hospitality and care provided. It is a new assisted living community that is only two years old and it has...
What we like the most about The Springs at Bozeman is the staff, they are so friendly. There are also many different activities for the residents to participate in. It is a place of honor and it allows the...
The people that work there and care for my father is something we really like and appreciate. They are very compassionate and helpful with all our needs.
The minute I called Spring Creek Inn and spoke with [name removed] about a year ago with inquiries for maybe moving my mom there, I knew we were in good and capable and experienced hands. In our tenure, ...
The Department of Public Health and Human Services (DPHHS) provides licensure and oversight for assisted living in Montana. Facilities typically have to meet state requirements outlined in Montana’s Assisted Living Rules and Regulations to be licensed in this state. DPHHS typically conducts inspections of assisted living facilities. You may be able to learn more about a specific community’s inspection report by contacting the Inspector General at 1-406-444-4120.
In Montana, these regulations outline the rights of residents of assisted living communities. These rights, as outlined in the document above, include but are not limited to the following:
These same regulations outline who qualifies to work at an assisted living facility and how they should be trained. As per the regulations, staff generally must meet the following requirements:
If you’re looking for specific qualifications in your loved one’s caregivers, you should ask prospective communities what type of certifications staff members hold and how they train their staff on an ongoing basis.
We developed a system to rate each state on how easy — or difficult — it is to find important assisted living records and reports, and we compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Montana is high. A key finding that informed this rating is that Montana recently updated their state database to include detailed information about adult care providers.
We developed a standard methodology for state data collection and evaluation, and we based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
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