Mississippi’s lower cost of living is reflected in its median monthly assisted living costs, which range from approximately $2,500 to $5,000 per month. [01] This range is an estimate based on A Place for Mom’s internal data, which reflects how much families we referred actually paid our assisted living partners in Mississippi.
The varying prices of assisted living are based on several factors including:
Another factor that affects the cost of personal care homes in Mississippi is an individual’s specific care needs. For example, assisted living facilities are typically more expensive than residential care homes because they offer a higher level of care.
Location can also impact how much families pay for assisted living. Facilities in larger cities — like Jackson or Gulfport — are likely to be more expensive.
Average monthly costs
Mississippi
US National average
Average monthly costs
Average monthly costs
Average monthly costs
Planning for care early often allows families to consider a wider range of payment options. And paying for senior care is usually done using a variety of payment methods.
Many families in Mississippi begin paying for assisted living using private pay options. Early planning often provides families with the most payment options, and we’ve compiled information below on private pay, veterans benefits, Medicaid, and Medicare payment options.
In Mississippi some seniors may be able to use money in their health savings account to cover some expenses associated with assisted living.
Selling a house is one way for families in Mississippi to generate income to pay for assisted living.
Seniors in Mississippi may also be able to use a reverse mortgage to pay for assisted living.
“Long-term care riders,” are offered by some insurance providers in Mississippi as part of a life insurance policy. This allows a senior to cover long-term care costs while they’re still alive.
In Mississippi, long-term care insurance may cover a range care costs. Policies vary so it’s important to understand the details of your loved one’s policy.
We have had connections with Meridian Living for a little over a year now, my sister n law is a resident there. We have been kept in formed of every matter & they have been so very helpful & we are so...
The Orchard Continuing Care Retirement Community is a nice facility with an organized system to take great care of their residents. I feel that my mother is well taken care of and has a great deal of space...
They were all so very helpful. No complaints at all. I wouldn't hesitate to make a referral. It just wasn't a good time for my mom who made the decision., she was only there for about 30 days. It was great...
The staff is very courteous and helpful. The meals are very good. Communication is great. They have helped my mom so much. She enjoys being there, especially with people her age. I would recommend this...
The Pinnacle of Southhaven had a warm environment and was very helpful. during our experience. We would recommend this community to other families who made need a place for their loved ones
Everyone was friendly and helpful and the facility was beautiful. it was the best fit for my mom. The staff have made it a great experience so far. The administrator is always on-site and makes himself...
It's a great community, of course as everyone else at this time, the staffing shortages effect them too. So, be aware of that going in and don't have high expectations with staffing because everyone is...
Everyone was friendly and helpful and the facility was beautiful. it was the best fit for my mom. The staff have made it a great experience so far. The administrator is always on-site and makes himself...
The heat got repaired at Heritage yesterday around noon. I’m so glad of that too. The employees there are very nice the food there is very good from what I understand. After 2 1/2 days of no heat I’m...
The staff at Summerfield Senior Living of Gulfport are very friendly, they are also quick to call the family with medical emergencies and are just so well organized and put together. As far as the food...
They were all so very helpful. No complaints at all. I wouldn't hesitate to make a referral. It just wasn't a good time for my mom who made the decision., she was only there for about 30 days. It was great...
My loved one is currently a resident at SummerHouse Bay Cove and things seem to be going very well for her at this facility. The move in process was a good experience. The staff, aides, and front desk...
My loved one is currently a resident at SummerHouse Bay Cove and things seem to be going very well for her at this facility. The move in process was a good experience. The staff, aides, and front desk...
My loved one was previously a resident at Brookdale Biloxi and overall her experience at this facility was very good. The housekeeping was good, although the trash bags had to be provided by the resident....
The love and patience the staff has with the residents is very evident. Room size is amazing, especially compared to other memory care facilities nearby.
Mississippi’s Department of Health refers to assisted living facilities as personal care homes, either “Personal Care Home – Assisted Living” or “Personal Care Home – Residential Living.” The main difference is that residential living homes are unable to admit residents who can’t move about independently. The Department of Health defines all personal care homes as facilities that support individuals who require the following services:[07]
Only assisted living facilities are required to have a registered nurse on the premises at least eight hours each day.
All Mississippi personal care homes are required to renew their licenses annually and are subject to inspections every 24 months. Mississippi doesn’t offer assisted living inspection reports online, but the Directory of Mississippi Health Facilities maintains a current list of licensed facilities.
The following examples highlight specific requirements that both licensed assisted living and residential care homes in Mississippi must follow:[08]
We developed a system to rate each state on how easy – or difficult – it is to find important assisted living records and reports, and compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Mississippi is basic. Key findings that informed this rating include:
We developed a standard methodology for state data collection and evaluation, and based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). American community survey: Mississippi, 65 to 74 years, 75 years and over, veteran status (S2101).
Mississippi Division of Medicaid. Covered services.
Mississippi Division of Medicaid. Assisted living waiver.
Mississippi Division of Medicaid. Elderly and disabled waiver.
Mississippi Department of Human Services. (2023). State health insurance program.
Mississippi State Department of Health. (2019, November 10). Minimum standards for personal care homes residential living.
Mississippi State Department of Health. (2019, November 10). Minimum standards for personal care homes assisted living.
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