Iowa’s average cost of assisted living is about $4,800 per month. This is slightly lower than the national average of about $5,100 per month.[01] Assisted living costs vary from community to community and tend to increase as floor plans get more spacious, amenities get more luxurious, and care levels get more advanced. That said, Iowa’s cost of assisted living ranges between about $3,000 and $6,400 per month.[01]
Assisted living costs can also vary depending on the exact location of a community. In general, you can expect to see higher assisted living costs in locations that have a higher cost of living. Overall, Iowa’s cost of living is less expensive than the national average.[02] This could explain why the state’s cost of assisted living is also slightly less expensive.
The assisted living costs above are reflective of actual prices paid by families with a senior loved one who is referred to one of A Place for Mom’s partner communities in Iowa. Our figures account for all fees paid, including care, services, and amenities. While many families use personal savings to cover these costs, most use a combination of payment methods, which are covered in the following section.
Average monthly costs
Iowa
US National average
Average monthly costs
Average monthly costs
Average monthly costs
There are a variety of payment methods and financial aid programs to help pay for senior care, including private pay options, Medicare, Medicaid, and VA health care benefits. You can probably expect to use a combination of these options.
“Private pay” simply means you’re paying for something with personal funds. Whether that means dipping into a savings account, selling a life insurance policy, or leveraging your home equity, there are a variety of private pay options that will help pay for assisted living in Iowa. Click on the articles below to learn about your options.
Selling a house can generate funds to help pay for assisted living in Iowa.
Reverse mortgage loans convert a portion of your home equity into cash, which can be used to pay for assisted living in Iowa.
Health savings accounts (HSAs) can cover long-term care insurance premiums and health care costs in Iowa.
Life insurance policies can be sold or surrendered to pay for assisted living in Iowa.
Long-term care insurance covers some or all assisted living services in Iowa, depending on the policy.
Social Security benefits can help pay for assisted living in Iowa.
Close-knit community. Very active! Variety of activities. Clean & very spacious apartments. Very homey, good care, very pretty place.
My mom, my sister and I are 100% happy with our choice. Mom's care has been wonderful. I feel she has lived longer because of their facility. Honestly, the staff at Woodlands Creek are just the best. The...
After several hospitalizations, care was not to acceptable standards - until we experiences Independence Village. Care here is exceptional!
After several hospitalizations, care was not to acceptable standards - until we experiences Independence Village. Care here is exceptional!
It was closest to my sisters house in West, Moines, and a brother only lived a mile from it. They told me I had watched mom or taken care of mom for eight years. It was their turn and so they wanted to place...
In the last 18 months I’ve toured many senior living options to find a place for my mom. Bickford in West Des Moines didn’t hit my radar right away and I wish it had. The staff is kind, the nurse has been...
My mom, my sister and I are 100% happy with our choice. Mom's care has been wonderful. I feel she has lived longer because of their facility. Honestly, the staff at Woodlands Creek are just the best. The...
After several hospitalizations, care was not to acceptable standards - until we experiences Independence Village. Care here is exceptional!
Strengths: flexibility of kitchen to meet nutritional needs. Caregivers helpful & willing to go the extra mile and consistent. Physical, occupational, & speech therapies on site - excellent. Excellent...
We picked this community because overall I liked the personal attention that they give to my loved one, and they work with her. They have been very friendly. They don't have much turnover. They been pretty...
They know the residents by name, they all seem to take part in the care and socialization of the residents. Very friendly and personable
The facility is very new and clean. It's in a nice part of town close to healthcare, personal services and shopping. The staff is friendly and helpful. I would recommend Boyson Heights. Compared to other...
The staff appeared to be more attentive and several professionals who were providing home health for my husband said it was their favorite place. I would recommend it to others.
We picked this community because overall I liked the personal attention that they give to my loved one, and they work with her. They have been very friendly. They don't have much turnover. They been pretty...
Staff is engaging, friendly and experienced. Employees are treated well and therefore the facility has low employee turnover.
In Iowa, for licensing purposes, assisted living communities are referred to as Assisted Living Programs. Assisted Living Programs are licensed by the Department of Inspections and Appeals, Health Facilities Division. The Department of Inspections and Appeals defines Assisted Living Programs as housing with a homelike environment that provides the following services to at least three tenants:[05]
Assisted Living Programs in Iowa are also expected to encourage family involvement and resident participation in decisions about their dignity, privacy, and independence.
In some cases, an Assisted Living Program can be certified as a dementia care unit, as long as they meet certain requirements. The Department of Inspections and Appeals is in charge of approving a facility’s memory care program after reviewing their policies, admission and discharge criteria, safety procedures, and plans for staffing and servicing the facility.[06]
A few examples of specific requirements that assisted living communities licensed as Assisted Living Programs in Iowa must follow include the following:[05]
We developed a system to rate each state on how easy — or difficult — it is to find important assisted living records and reports, and we compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online. This information could include inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Iowa is high. Here are the key findings that informed this rating:
We developed a standard methodology for state data collection and evaluation, and we based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
A Place for Mom. (2023). A Place for Mom proprietary data.
Livingcost.org. Cost of living in Iowa.
United States Census Bureau. (2021). American community survey: Iowa, 75 years and over, veteran status (S2101).
Iowa Total Care. Benefits overview.
National Center for Assisted Living (NCAL). (2022). Assisted living state regulatory review.
Iowa Department of Human Services. (2015). Compendium of Residential Care and Assisted Living Regulations and Policy: 2015 Edition.
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